Protect the People Who Depend on You
Life insurance isn't about expecting the worst. It's about helping make sure the people you care about have financial protection if life doesn't go according to plan.
What Could Life Insurance Help Protect?
Term Life Insurance
Term insurance generally provides coverage for a specified period.
It may be appropriate for people who need substantial protection during particular years of their lives, such as while raising children, paying a mortgage, or building financial assets.
Permanent Life Insurance
Permanent life insurance is designed to provide coverage that can continue for life, subject to policy terms.
Certain permanent policies may also accumulate cash value. Policy costs, guarantees, risks, access to cash values, and other characteristics vary and should be evaluated carefully.
How Much Coverage Do You Need?
Consider these factors when thinking through your protection needs:
Life insurance policies contain limitations, exclusions, charges, expenses, termination provisions, and other terms. Guarantees depend on the claims-paying ability of the issuing insurance company.